Welcome to Solend

Protocol

Architecture

Main pool

Solend's main TVL sits in our main pool. These parameters are set for protocol health in mind, and we avoid listing riskier assets here until they have strong liquidity or represent low security risks. This pool will contain assets we are comfortable with listing alongside our main TVL, and usually have more liquidity.

SOL

Parameter

Value

Optimal utilization rate (%)

80%

Loan to value ratio

75%

Liquidation penalty

5%

Liquidation threshold

85%

Min borrow APR

0%

Optimal borrow APR

8%

Max borrow APR

100%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

6,000,000 SOL

Borrow limit

None

USDC

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

75%

Liquidation penalty

5%

Liquidation threshold

85%

Min borrow APR

0%

Optimal borrow APR

8%

Max borrow APR

50%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

1,000,000,000 USDC

Borrow limit

None

soETH (Sollet) (Deprecating)

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

75%

Liquidation penalty

5%

Liquidation threshold

85%

Min borrow APR

0%

Optimal borrow APR

8%

Max borrow APR

100%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

0 soETH

Borrow limit

0 soETH

BTC (Sollet)

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

75%

Liquidation penalty

5%

Liquidation threshold

85%

Min borrow APR

0%

Optimal borrow APR

8%

Max borrow APR

100%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

15,000 BTC

Borrow limit

None

SRM

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

65%

Liquidation penalty

5%

Liquidation threshold

75%

Min borrow APR

0%

Optimal borrow APR

12%

Max borrow APR

150%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

6,000,000 SRM

Borrow limit

None

USDT

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

75%

Liquidation penalty

5%

Liquidation threshold

85%

Min borrow APR

0%

Optimal borrow APR

8%

Max borrow APR

50%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

1,000,000,000 USDT

Borrow limit

None

FTT (Wormhole)

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

65%

Liquidation penalty

5%

Liquidation threshold

75%

Min borrow APR

0%

Optimal borrow APR

12%

Max borrow APR

150%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

1,000,000 FTT

Borrow limit

None

soFTT (Sollet) [deprecating]

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

75%

Liquidation penalty

5%

Liquidation threshold

80%

Min borrow APR

0%

Optimal borrow APR

12%

Max borrow APR

150%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

80%

Deposit limit

0 FTT

Borrow limit

0 FTT

RAY

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

75%

Liquidation penalty

5%

Liquidation threshold

85%

Min borrow APR

0%

Optimal borrow APR

30%

Max borrow APR

200%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

5,000,000 RAY

Borrow limit

None

SBR (Deprecating)

Migrating to an Isolated Pool to help Main pool become safer, allowing Main parameters to be increased.

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

0%

Liquidation penalty

20%

Liquidation threshold

50%

Min borrow APR

0%

Optimal borrow APR

12%

Max borrow APR

200%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

0 SBR

Borrow limit

0 SBR

MER (Deprecating)

Migrating to an Isolated Pool to help Main pool become safer, allowing Main parameters to be increased.

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

0%

Liquidation penalty

20%

Liquidation threshold

50%

Min borrow APR

0%

Optimal borrow APR

30%

Max borrow APR

200%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

0 MER

Borrow limit

0 MER

mSOL

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

75%

Liquidation penalty

5%

Liquidation threshold

85%

Min borrow APR

0%

Optimal borrow APR

30%

Max borrow APR

200%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

2,000,000 mSOL

Borrow limit

None

ETH (Wormhole)

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

75%

Liquidation penalty

5%

Liquidation threshold

85%

Min borrow APR

0%

Optimal borrow APR

8%

Max borrow APR

100%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

40,000 ETH

Borrow limit

None

SLND

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

35%

Liquidation penalty

20%

Liquidation threshold

50%

Min borrow APR

100%

Optimal borrow APR

250%

Max borrow APR

250%

Borrow fee

5%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

5,000,000 SLND

User Deposit Limit

500,000 SLND

Borrow limit

500,000 SLND

scnSOL

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

75%

Liquidation penalty

5%

Liquidation threshold

85%

Min borrow APR

0%

Optimal borrow APR

12%

Max borrow APR

150%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

1,000,000 scnSOL

Borrow limit

None

stSOL

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

75%

Liquidation penalty

5%

Liquidation threshold

85%

Min borrow APR

0%

Optimal borrow APR

12%

Max borrow APR

150%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

2,000,000 stSOL

Borrow limit

None

UST (Wormhole) (Deprecating)

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

0%

Liquidation penalty

0%

Liquidation threshold

50%

Min borrow APR

0%

Optimal borrow APR

12%

Max borrow APR

250%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

Deposit limit

0 UST

User Deposit Limit

0 UST

Borrow limit

None

ORCA

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

35%

Liquidation penalty

20%

Liquidation threshold

50%

Min borrow APR

0%

Optimal borrow APR

30%

Max borrow APR

200%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

User Deposit limit

300,000 ORCA

Deposit limit

3,000,000 ORCA

Borrow limit

None

Saber USDT-USDC LP

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

65%

Liquidation penalty

10%

Liquidation threshold

75%

Min borrow APR

0%

Optimal borrow APR

12%

Max borrow APR

100%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

User Deposit limit

1M USDT-USDC LP

Deposit limit

10M USDT-USDC LP

Borrow limit

0 USDT-USDC LP

Saber mSOL-SOL LP

Parameter

Value

Optimal utilization rate

80%

Loan to value ratio

65%

Liquidation penalty

10%

Liquidation threshold

75%

Min borrow APR

0%

Optimal borrow APR

12%

Max borrow APR

100%

Borrow fee

0.1%

Flash loan fee

0.3%

Host fee percentage

20%

User Deposit limit

10K mSOL-SOL LP

Deposit limit

100K mSOL-SOL LP

Borrow limit

0 mSOL-SOL LP

Last modified 16h ago