Main Pool

Solend's main TVL sits in our main pool. These parameters are set with protocol health in mind, and we avoid listing riskier assets here until they have strong liquidity or represent low security risk. This pool will contain assets we are comfortable with listing alongside our main TVL, and usually have more liquidity. 
SOL
Parameter
Value
Optimal utilization rate (%)
80%
Loan to value ratio
75%
Liquidation penalty 
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
8%
Max borrow APR
100%
Interest Rate Spread
10%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
5,000,000 SOL
Borrow limit
2,000,000 SOL
USDC
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty 
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
8%
Max borrow APR
200%
Interest Rate Spread
10%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
150,000,000 USDC
Borrow limit
80,000,000 USDC
soETH (Sollet) (Deprecating)
Migrate here with this guide.
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty 
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
8%
Max borrow APR
100%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
0 soETH
Borrow limit
0 soETH
BTC (Sollet)
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty 
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
8%
Max borrow APR
100%
Interest Rate Spread
10%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
2,500 BTC
Borrow limit
None
SRM
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
65%
Liquidation penalty 
5%
Liquidation threshold
75%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
150%
Interest Rate Spread
15%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
750,000 SRM
Borrow limit
None
USDT
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty 
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
8%
Max borrow APR
50%
Interest Rate Spread
10%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
40,000,000 USDT
Borrow limit
36,000,000 USDT
FTT (Wormhole)
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
65%
Liquidation penalty 
5%
Liquidation threshold
75%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
150%
Interest Rate Spread
15%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
300,000 FTT
Borrow limit
None
soFTT (Sollet) [deprecating]
Migrate here with this guide.
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty 
5%
Liquidation threshold
80%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
150%
Interest Rate Spread
15%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
80%
Deposit limit
0 FTT
Borrow limit
0 FTT
RAY
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
65%
Liquidation penalty 
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
30%
Max borrow APR
200%
Interest Rate Spread
15%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
1,250,000 RAY
Borrow limit
None
SBR (Deprecating)
Migrating to an Isolated Pool to help Main pool become safer, allowing Main parameters to be increased.
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
0%
Liquidation penalty 
20%
Liquidation threshold
50%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
200%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
0 SBR
Borrow limit
0 SBR
MER (Deprecating)
Migrating to an Isolated Pool to help Main pool become safer, allowing Main parameters to be increased.
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
0%
Liquidation penalty 
20%
Liquidation threshold
50%
Min borrow APR
0%
Optimal borrow APR
30%
Max borrow APR
200%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
0 MER
Borrow limit
0 MER
mSOL
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty 
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
30%
Max borrow APR
200%
Interest Rate Spread
10%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
2,500,000 mSOL
Borrow limit
None
ETH (Wormhole) 
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty 
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
8%
Max borrow APR
100%
Interest Rate Spread
10%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
25,000 ETH
Borrow limit
None
SLND
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
35%
Liquidation penalty 
20%
Liquidation threshold
50%
Min borrow APR
100%
Optimal borrow APR
250%
Max borrow APR
250%
Interest Rate Spread
20%
Borrow fee
5%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
5,000,000 SLND
User Deposit Limit
500,000 SLND 
Borrow limit
500,000 SLND
scnSOL
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty 
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
150%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
None
Borrow limit
None
stSOL
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty 
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
150%
Interest Rate Spread
10%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
1,500,000 stSOL
Borrow limit
None
UST (Wormhole) (Deprecating) 
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
0%
Liquidation penalty 
0%
Liquidation threshold
50%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
250%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
0 UST
User Deposit Limit
0 UST 
Borrow limit
None
ORCA
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
35%
Liquidation penalty 
20%
Liquidation threshold
50%
Min borrow APR
0%
Optimal borrow APR
30%
Max borrow APR
200%
Interest Rate Spread
20%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
750,000 ORCA
Borrow limit
None
Saber USDT-USDC LP
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
65%
Liquidation penalty 
10%
Liquidation threshold
75%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
100%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
500,000 USDT-USDC LP
Borrow limit
0 USDT-USDC LP
Saber mSOL-SOL LP
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
65%
Liquidation penalty 
10%
Liquidation threshold
75%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
100%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
25,000 mSOL-SOL LP
Borrow limit
0 mSOL-SOL LP

Parameter	Value
Optimal utilization rate (%)	80%
Loan to value ratio	75%
Liquidation penalty	5%
Liquidation threshold	85%
Min borrow APR	0%
Optimal borrow APR	8%
Max borrow APR	100%
Interest Rate Spread	10%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	5,000,000 SOL
Borrow limit	2,000,000 SOL

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	75%
Liquidation penalty	5%
Liquidation threshold	85%
Min borrow APR	0%
Optimal borrow APR	8%
Max borrow APR	200%
Interest Rate Spread	10%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	150,000,000 USDC
Borrow limit	80,000,000 USDC

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	75%
Liquidation penalty	5%
Liquidation threshold	85%
Min borrow APR	0%
Optimal borrow APR	8%
Max borrow APR	100%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	0 soETH
Borrow limit	0 soETH

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	75%
Liquidation penalty	5%
Liquidation threshold	85%
Min borrow APR	0%
Optimal borrow APR	8%
Max borrow APR	100%
Interest Rate Spread	10%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	2,500 BTC
Borrow limit	None

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	65%
Liquidation penalty	5%
Liquidation threshold	75%
Min borrow APR	0%
Optimal borrow APR	12%
Max borrow APR	150%
Interest Rate Spread	15%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	750,000 SRM
Borrow limit	None

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	75%
Liquidation penalty	5%
Liquidation threshold	85%
Min borrow APR	0%
Optimal borrow APR	8%
Max borrow APR	50%
Interest Rate Spread	10%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	40,000,000 USDT
Borrow limit	36,000,000 USDT

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	65%
Liquidation penalty	5%
Liquidation threshold	75%
Min borrow APR	0%
Optimal borrow APR	12%
Max borrow APR	150%
Interest Rate Spread	15%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	300,000 FTT
Borrow limit	None

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	75%
Liquidation penalty	5%
Liquidation threshold	80%
Min borrow APR	0%
Optimal borrow APR	12%
Max borrow APR	150%
Interest Rate Spread	15%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	80%
Deposit limit	0 FTT
Borrow limit	0 FTT

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	65%
Liquidation penalty	5%
Liquidation threshold	85%
Min borrow APR	0%
Optimal borrow APR	30%
Max borrow APR	200%
Interest Rate Spread	15%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	1,250,000 RAY
Borrow limit	None

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	0%
Liquidation penalty	20%
Liquidation threshold	50%
Min borrow APR	0%
Optimal borrow APR	12%
Max borrow APR	200%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	0 SBR
Borrow limit	0 SBR

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	0%
Liquidation penalty	20%
Liquidation threshold	50%
Min borrow APR	0%
Optimal borrow APR	30%
Max borrow APR	200%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	0 MER
Borrow limit	0 MER

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	75%
Liquidation penalty	5%
Liquidation threshold	85%
Min borrow APR	0%
Optimal borrow APR	30%
Max borrow APR	200%
Interest Rate Spread	10%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	2,500,000 mSOL
Borrow limit	None

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	75%
Liquidation penalty	5%
Liquidation threshold	85%
Min borrow APR	0%
Optimal borrow APR	8%
Max borrow APR	100%
Interest Rate Spread	10%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	25,000 ETH
Borrow limit	None

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	35%
Liquidation penalty	20%
Liquidation threshold	50%
Min borrow APR	100%
Optimal borrow APR	250%
Max borrow APR	250%
Interest Rate Spread	20%
Borrow fee	5%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	5,000,000 SLND
User Deposit Limit	500,000 SLND
Borrow limit	500,000 SLND

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	75%
Liquidation penalty	5%
Liquidation threshold	85%
Min borrow APR	0%
Optimal borrow APR	12%
Max borrow APR	150%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	None
Borrow limit	None

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	75%
Liquidation penalty	5%
Liquidation threshold	85%
Min borrow APR	0%
Optimal borrow APR	12%
Max borrow APR	150%
Interest Rate Spread	10%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	1,500,000 stSOL
Borrow limit	None

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	0%
Liquidation penalty	0%
Liquidation threshold	50%
Min borrow APR	0%
Optimal borrow APR	12%
Max borrow APR	250%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	0 UST
User Deposit Limit	0 UST
Borrow limit	None

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	35%
Liquidation penalty	20%
Liquidation threshold	50%
Min borrow APR	0%
Optimal borrow APR	30%
Max borrow APR	200%
Interest Rate Spread	20%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	750,000 ORCA
Borrow limit	None

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	65%
Liquidation penalty	10%
Liquidation threshold	75%
Min borrow APR	0%
Optimal borrow APR	12%
Max borrow APR	100%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	500,000 USDT-USDC LP
Borrow limit	0 USDT-USDC LP

Parameter	Value
Optimal utilization rate	80%
Loan to value ratio	65%
Liquidation penalty	10%
Liquidation threshold	75%
Min borrow APR	0%
Optimal borrow APR	12%
Max borrow APR	100%
Borrow fee	0.1%
Flash loan fee	0.3%
Host fee percentage	20%
Deposit limit	25,000 mSOL-SOL LP
Borrow limit	0 mSOL-SOL LP

Last modified 10mo ago