Main pool
Solend's main TVL sits in our main pool. These parameters are set for protocol health in mind, and we avoid listing riskier assets here until they have strong liquidity or represent low security risks. This pool will contain assets we are comfortable with listing alongside our main TVL, and usually have more liquidity.

SOL

Parameter
Value
Optimal utilization rate (%)
80%
Loan to value ratio
75%
Liquidation penalty
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
8%
Max borrow APR
100%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
6,000,000 SOL
Borrow limit
None

USDC

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
8%
Max borrow APR
50%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
1,000,000,000 USDC
Borrow limit
None

soETH (Sollet) (Deprecating)

Migrate here with this guide.
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
8%
Max borrow APR
100%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
0 soETH
Borrow limit
0 soETH

BTC (Sollet)

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
8%
Max borrow APR
100%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
15,000 BTC
Borrow limit
None

SRM

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
65%
Liquidation penalty
5%
Liquidation threshold
75%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
150%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
6,000,000 SRM
Borrow limit
None

USDT

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
8%
Max borrow APR
50%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
1,000,000,000 USDT
Borrow limit
None

FTT (Wormhole)

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
65%
Liquidation penalty
5%
Liquidation threshold
75%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
150%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
1,000,000 FTT
Borrow limit
None

soFTT (Sollet) [deprecating]

Migrate here with this guide.
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty
5%
Liquidation threshold
80%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
150%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
80%
Deposit limit
0 FTT
Borrow limit
0 FTT

RAY

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
30%
Max borrow APR
200%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
5,000,000 RAY
Borrow limit
None

SBR (Deprecating)

Migrating to an Isolated Pool to help Main pool become safer, allowing Main parameters to be increased.
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
0%
Liquidation penalty
20%
Liquidation threshold
50%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
200%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
0 SBR
Borrow limit
0 SBR

MER (Deprecating)

Migrating to an Isolated Pool to help Main pool become safer, allowing Main parameters to be increased.
Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
0%
Liquidation penalty
20%
Liquidation threshold
50%
Min borrow APR
0%
Optimal borrow APR
30%
Max borrow APR
200%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
0 MER
Borrow limit
0 MER

mSOL

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
30%
Max borrow APR
200%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
2,000,000 mSOL
Borrow limit
None

ETH (Wormhole)

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
8%
Max borrow APR
100%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
40,000 ETH
Borrow limit
None

SLND

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
35%
Liquidation penalty
20%
Liquidation threshold
50%
Min borrow APR
100%
Optimal borrow APR
250%
Max borrow APR
250%
Borrow fee
5%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
5,000,000 SLND
User Deposit Limit
500,000 SLND
Borrow limit
500,000 SLND

scnSOL

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
150%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
1,000,000 scnSOL
Borrow limit
None

stSOL

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
75%
Liquidation penalty
5%
Liquidation threshold
85%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
150%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
2,000,000 stSOL
Borrow limit
None

UST (Wormhole) (Deprecating)

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
0%
Liquidation penalty
0%
Liquidation threshold
50%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
250%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
Deposit limit
0 UST
User Deposit Limit
0 UST
Borrow limit
None

ORCA

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
35%
Liquidation penalty
20%
Liquidation threshold
50%
Min borrow APR
0%
Optimal borrow APR
30%
Max borrow APR
200%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
User Deposit limit
300,000 ORCA
Deposit limit
3,000,000 ORCA
Borrow limit
None

Saber USDT-USDC LP

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
65%
Liquidation penalty
10%
Liquidation threshold
75%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
100%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
User Deposit limit
1M USDT-USDC LP
Deposit limit
10M USDT-USDC LP
Borrow limit
0 USDT-USDC LP

Saber mSOL-SOL LP

Parameter
Value
Optimal utilization rate
80%
Loan to value ratio
65%
Liquidation penalty
10%
Liquidation threshold
75%
Min borrow APR
0%
Optimal borrow APR
12%
Max borrow APR
100%
Borrow fee
0.1%
Flash loan fee
0.3%
Host fee percentage
20%
User Deposit limit
10K mSOL-SOL LP
Deposit limit
100K mSOL-SOL LP
Borrow limit
0 mSOL-SOL LP